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SERVICES

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SAVINGS, LENDING & INSURANCE

Promoting thrift, providing credit at reasonable rates, and providing other financial services to our members.  We developed into general-purpose savings and banking institutions with ‘one member, one vote’ ownership and can be seen as a form of financial cooperative

Our fixed rate loan allows you to enjoy the stability of a fixed interest rate and lets you choose the right payment period to suit your finances.

DEPOSITS

  • Regular Savings – is a peso passbook savings account that is accessible on demand offered to   all regular and associate members of Holy Child MPC.

  • Time Deposit – is a savings facility where a client saves his /her earnings for a specific occasional and productive purpose/s

  • Kiddie and Youth Savings – is a  peso passbook savings account for teens and children aged 17 years old and below.

  • Fixed Deposit/Share Capital – is a peso deposit account of a regular member that can be withdrawn once the member will resign from the coop.

LOANS

  • PAL (Personal Assistance Loan) – for member clients with monthly sources of income coming from employment, pensions and subsidies.

  • ASENSO (Assurance to Entrepreneur’s Stability and Outgrowth) –  member clients  are either enterprising poor, micro-, small- and medium-entrepreneurs who are engaged in the business of trading, production and services either in commercial or agricultural sectors.

  • BOLA (Barangay Official Loan Assistance) – target group of clientele are the barangay officials.

  • LASO (Loan Assistance for Staff and Officers) – target group of clientele are the coop staff and officers of Holy Child MPC.

  • Incentive Loans

  • PECALO –  for MIGS members for the purpose of any emergency or urgent needs.

  • SEAL -   given to MIGS members for any immediate business-related needs.

  • HAIL – for MIGS members who want to pay PhilHealth annual premium.

INSURANCE

  • INSURANCE PRODUCTS

  • Coop Loan Protection Plan (CLPP) – insurance product for all types of loans that will be applied at Holy Child MPC to ensure that the loan will still be fully-paid even if the borrower passed away.

  • Mortuary Aid Program (MAP) – insurance product that provides financial and moral support for coop members beneficiaries in the event of death of the member.

Housing cooperatives are a distinctive form of home ownership that has many characteristics that make it different than other residential arrangements such as single family ownership.  This is membership based, with membership granted by way of a share purchase in the cooperative.

HOUSING
Pension House

For budget conscious travelers looking for some place to stay in the heart of Leyte. Additional property amenities include self parking, a television in the lobby, and a safe deposit box at the front desk. This is a smoke-free property.

ATM Service

We believe it is not too much to expect that your ATMs be replenished on an agreed upon schedule and have supplies replenished and audit delivered as promised. Our  program is designed to give you the best possible service. We offer flexible programs for your cash replenishment needs

Occupancy rights are  granted by way of the purchase agreements and legal instruments registered on the title. The corporation's articles of incorporation and bylaws as well as occupancy agreement specifies the cooperative's rules.

Additional property amenities include complimentary newspapers in the lobby, computer rentals, and dry cleaning/laundry services. This is a smoke-free property.

In keeping abreast with the evolving needs of bank clients, we introduced several innovations that have transformed the ATM card to a multifunction debit card

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